[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.wamba.cz\/kdy-je-zapis-v-registru-dulezity\/#Article","mainEntityOfPage":"https:\/\/www.wamba.cz\/kdy-je-zapis-v-registru-dulezity\/","headline":"Kdy je z\u00e1pis v registru d\u016fle\u017eit\u00fd?","name":"Kdy je z\u00e1pis v registru d\u016fle\u017eit\u00fd?","description":"Mo\u017en\u00e1 i vy pat\u0159\u00edte k lidem, kte\u0159\u00ed maj\u00ed z\u00e1pis v registru, ani o tom nemaj\u00ed tu\u0161en\u00ed. Mo\u017en\u00e1 ho m\u00e1te, a nikdy v\u00e1m to nevadilo. Vadit v\u00e1m to s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed za\u010dne a\u017e v situaci, kdy budete cht\u00edt p\u016fj\u010dku. I kdy\u017e to z\u00e1le\u017e\u00ed na tom, kam se pro ni obr\u00e1t\u00edte. M\u00e1te z\u00e1znam v registru? Pak na… ","datePublished":"2019-07-10","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.wamba.cz\/author\/#Person","name":"wamba.cz\n","url":"https:\/\/www.wamba.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f08fec9e5d161146672022190172bcb121f980bd7a64f251ea643f4b19d0f071?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f08fec9e5d161146672022190172bcb121f980bd7a64f251ea643f4b19d0f071?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"wamba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.wamba.cz\/wp-content\/uploads\/img_a354276_w1770_t1568875156.jpg","url":"https:\/\/www.wamba.cz\/wp-content\/uploads\/img_a354276_w1770_t1568875156.jpg","height":0,"width":0},"url":"https:\/\/www.wamba.cz\/kdy-je-zapis-v-registru-dulezity\/","about":["Ekonomika"],"wordCount":433,"articleBody":"        Mo\u017en\u00e1 i vy pat\u0159\u00edte k lidem, kte\u0159\u00ed maj\u00ed z\u00e1pis v registru, ani o tom nemaj\u00ed tu\u0161en\u00ed. Mo\u017en\u00e1 ho m\u00e1te, a nikdy v\u00e1m to nevadilo. Vadit v\u00e1m to s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed za\u010dne a\u017e v situaci, kdy budete cht\u00edt p\u016fj\u010dku. I kdy\u017e to z\u00e1le\u017e\u00ed na tom, kam se pro ni obr\u00e1t\u00edte. M\u00e1te z\u00e1znam v registru? Pak na p\u016fj\u010dku v klasick\u00e9 bance m\u016f\u017eete zapomenout. V tomto si banky celou v\u011bc zna\u010dn\u011b uleh\u010duj\u00ed \u2013 nezkoumaj\u00ed, pro\u010d dan\u00fd klient z\u00e1pis v registru z\u00edskal \u2013 automaticky ka\u017ed\u00e9ho se z\u00e1pisem v registru vy\u0159ad\u00ed ze hry. V nebankovn\u00ed spole\u010dnosti se k v\u00e1m budou chovat l\u00e9pe. Z\u00e1pis v registru tam vadit nemus\u00ed. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b byste m\u011bli po\u010d\u00edtat s t\u00edm, \u017ee i kdy\u017e po\u017e\u00e1d\u00e1te o hypot\u00e9ku bez registru, tak si va\u0161e registry prov\u011b\u0159\u00ed. Je to povinnost ka\u017ed\u00e9ho poskytovatele p\u016fj\u010dek, a je to v z\u00e1sad\u011b dob\u0159e \u2013 kdyby p\u016fj\u010dku z\u00edskal n\u011bkdo, kdo ji nebude schopen spl\u00e1cet, po\u0161kodilo by to nejen v\u011b\u0159itele, ale v prvn\u00ed \u0159ad\u011b p\u0159edev\u0161\u00edm samotn\u00e9ho dlu\u017en\u00edka. A podobn\u011b to v nebankovn\u00edch spole\u010dnostech chod\u00ed i v p\u0159\u00edpadech, kdy jde o bonitu \u017eadatele. I ni\u017e\u0161\u00ed bonitu je mo\u017en\u00e9 tolerovat, pokud bude z\u0159ejm\u00e9, \u017ee \u017eadatel sv\u00fdm z\u00e1vazk\u016fm v budoucnosti bez pot\u00ed\u017e\u00ed dostoj\u00ed.  Jak se to tedy m\u00e1 s hypot\u00e9kou bez registru? Hypot\u00e9ka bez registru od Hypot\u00e9ky bez registru v\u00e1s nebude zbyte\u010dn\u011b zat\u011b\u017eovat. Poskytovatel p\u016fj\u010dky si va\u0161e registry prov\u011b\u0159\u00ed, a kdy\u017e zjist\u00ed, \u017ee m\u00e1te z\u00e1znam zanedbateln\u00e9ho v\u00fdznamu, anebo v\u011bt\u0161\u00ed z\u00e1znam, kter\u00fd ov\u0161em va\u0161i schopnost spl\u00e1cet p\u016fj\u010dku nijak neovliv\u0148uje, m\u016f\u017eete se t\u011b\u0161it na kladn\u00e9 vy\u0159\u00edzen\u00ed \u017e\u00e1dosti. Jak je tedy vid\u011bt, tak drobn\u00e9 proh\u0159e\u0161ky z minulosti v tomto p\u0159\u00edpad\u011b nehraj\u00ed p\u0159\u00edli\u0161 velkou roli. Pokud jsou zanedbateln\u00e9, nijak se na va\u0161\u00ed p\u016fj\u010dce neodraz\u00ed. Jestli\u017ee jsou v\u011bt\u0161\u00ed, pak byste m\u011bli po\u010d\u00edtat s vy\u0161\u0161\u00ed \u00farokovou m\u00edrou. A to je v\u0161e \u2013 nic hor\u0161\u00edho, ne\u017e vy\u0161\u0161\u00ed \u00faroky v\u00e1s kv\u016fli z\u00e1znamu v registru nepotk\u00e1. Tak\u017ee jestli\u017ee m\u00e1te po ruce vhodnou z\u00e1ruku v podob\u011b nemovitosti, nen\u00ed nad \u010d\u00edm v\u00e1hat \u2013 m\u016f\u017eete se t\u011b\u0161it na rychl\u00e9 pen\u00edze.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy je z\u00e1pis v registru d\u016fle\u017eit\u00fd?","item":"https:\/\/www.wamba.cz\/kdy-je-zapis-v-registru-dulezity\/#breadcrumbitem"}]}]